Our ComprehensiveProduct Offering.

With a diverse range of products and services,
we are your one-stop destination for insurance.

Our dedicated team is committed to providing the best options tailored to your specific needs, ensuring peace of mind and financial security.

Personal & Commercial

Personal & Commercial

Affordable legal cover for individuals, from advice and mediation to representation.

Insures legal expenses for SMMEs, including contract drafting, labour issues & debt collection.

Professional Indemnity

Bespoke cover for motor dealers and FSPs against legal liability from negligent acts, errors, or omissions.

Identity Theft

A unique cyber insurance policy for Unauthorized Funds Transfer resulting from ID theft.

Assest & Vehicle

Assest & Vehicle

Agricultural

Complete farm insurance for operations, assets, liabilities, and employees.

Commercial

A flexible policy tailored to the unique requirements of your business.

Heavy Commercial

Short-term insurance for heavy commercial vehicles and fleets.

Fuel & Motor Industries

Tailor-made commercial insurance for service stations, fitment centres, and spare shops.

Car Hire

An add-on or standalone product ensuring you remain mobile after an insured event.

Mechanical Warranty

Financial protection against mechanical or electrical failure of your vehicle.

Tyre & Rim

Protection against everyday accidental damage to your vehicle's tyres and rims.

Scratch & Dent

Covers repairs for minor scratches, dents, and bumper scuffs not typically covered by comprehensive insurance.

Pothole Cover

A unique product offering comprehensive cover for damage caused by potholes.

Specialised Risk

Aviation

Insurance for clients with general aviation needs (aircraft with 30 seats or less).

Contractors All Risk

Provides coverage for property damage and third-party injury claims on construction projects.

Plant All Risk

Cover for plant and machinery against unforeseen physical loss or damage.

Goods In Transit

A comprehensive policy tailored to the specific needs of the transport industry.

Marine Insurance

Tailor-made solutions for the transportation of goods within South Africa and worldwide.

Equine Insurance

Comprehensive cover for horses, including mortality, liability, medical, and transit risks.

Pet Insurance

Cover for accidents, illness, and injury risks your pets may encounter.

We value you as the most
important asset of our business.

Financial & Other

Excess Waiver

Provides cover for excesses payable under commercial or domestic policies.

Rental Deposit Guarantee

A policy designed for the commercial property market in lieu of an initial deposit.

Rental Insurance Policy

Protects a landlord when a tenant fails to pay rent.

Bereavement

Pays out a fixed lump sum benefit on the death of an insured member.

We empower you to focus on your clients
while we handle the operational complexities.

Let'sCoNnect

Let'sCoNnect

015 307 5587

info@smitk.co.za

10 Windsor Street, Tzaneen

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website by kri8 mediahouse | 2025

website by kri8 mediahouse | 2025

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